
	Don't forget to factor in closing costs when considering a home sale or purchase. VP & Associates is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at (303) 841-4195 if your needs include a real estate pro ready for the business side of real estate.

What closing costs should you expect?

There are certain normal costs linked to closing the sale of a house. These expenses are often split between the buyer and seller, as spelled out in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Colorado to help show you through your process.

Loan-related closing costs (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually paid (Details)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the very best sales price, but I'll also campaign for lower closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you are aware of exactly what you're paying for.

Buyers: When purchasing a property in Denver County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not astonished when you arrive at the closing table. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates in question.